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Worker's Compensation

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  • Worker's Compensation

    An "insurance" program that provides replacement income and medical expenses to employees who are injured or become ill due to their jobs. Financial benefits may also extend to workers' dependents and to the survivors of workers who are killed on the job. In most circumstances, workers' compensation pays relatively modest amounts and prevents the worker or dependents from suing the employer for the injuries or death. Benefits and procedures vary by state.

    The owner of a business may have the option of taking out worker's compensation on the themself, or opting-out, but not with employees.
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