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  1. #1
    Join Date
    Aug 2017
    Location
    So Cal
    Posts
    67

    Default Quick Insurance Question

    So I just bought a used trailer to start up a business! The problem is I need insurance on it to store it, itís at my uncles flower shop for now but theres been some theft problems there. My question is would a business insurance like governers cover it completely or would I need a separate one? Or should I cover it with basic insurance until itís up and running (hopefully around Jan.)


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  2. #2
    Join Date
    Jan 2007
    Location
    SE Wash St
    Posts
    4,897

    Default

    I would call your insurance company first, and then phone Govenors. Probably just regular insurance for now and business when it is a business, but phone.
    Old groomers never die, they just go at a slower clip.

    Groom on!!!

  3. #3
    Join Date
    Feb 2010
    Location
    Western Washington
    Posts
    1,977

    Default

    Yep I agree with Karla, that's exactly what to do.

  4. #4
    Join Date
    Dec 2006
    Posts
    2,121

    Default

    Most likely you only need coverage for the trailer since you are not in business of using it. Of course check that, but you may even find the difference between the two costs is not so much.

  5. #5
    Join Date
    Apr 2018
    Posts
    178

    Default

    Inca did you follow up and find out?

  6. #6
    Join Date
    Feb 2010
    Location
    Western Washington
    Posts
    1,977

    Default

    Inca I would like to know too. Good question.

  7. #7
    Join Date
    Aug 2017
    Location
    So Cal
    Posts
    67

    Default

    Ended up just getting recreational insurance for now, but Iíll let you guys know the cost difference when it comes to it, still looking at other insurance providers too, though I know Governorís is pretty highly rated


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  8. #8
    Join Date
    Jan 2013
    Location
    Socal
    Posts
    17

    Default

    My business insurance covers theft of the vehicle but be clear that yours does. They can combine policies. I even have an umbrella policy that covers excess liability over the other insurance should it not be enough.

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