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  1. #1
    Join Date
    Apr 2018
    Posts
    68

    Smile Mobile insurance minimums

    Not yet mobile but thinking about cat only mobile biz. Planning costs. I know when I get personal auto insurance I can buy higher limits for uninsured motorists and comprehensive and lower deductibles too. Does that happen for mobile vans too? Being that you are business and if you got in trouble will they try to get more from you? Is it cheaper to insure car and trailer vs mobile van for work and car for personal?

  2. #2
    Join Date
    Apr 2012
    Location
    Kansas
    Posts
    642

    Default

    Having only had a van that's a good question. It might be cheaper for the car and trailer in that the replacement value of many vans is more than most trailers, but not always.

  3. #3
    Join Date
    Apr 2018
    Posts
    121

    Default

    It was less expensive to insure my old SUV and trailer worth about $18K but it was also bundled with other homeowners insurance discounts and good driver discounts. But not huge savings. But I did not price coverage for a highend sprinter or dynagroom.

  4. #4
    Join Date
    Apr 2018
    Posts
    121

    Default

    Don't forget to check out professional liability coverage. I got mine from Governor when I bought insurance.

  5. #5
    Join Date
    Jan 2007
    Location
    danbury,ct
    Posts
    2,831

    Default

    Having the correct coverage is important. Two links for you: The first is on an article I wrote for Groomer To Groomer https://www.groomertogroomer.com/the...-of-insurance/ and the second is for a program I teach https://www.pawsitiveed.com/yes-need...e-description/.
    Certified Master Pet Tech Pet CPR, First Aid and Care Instructor
    "Compassion will cure more sins than condemnation." Henry Ward Beecher US Congregational Minister 1813-1887

  6. #6
    Join Date
    Apr 2012
    Location
    Kansas
    Posts
    642

    Default

    Excellent Chi!!

  7. #7
    Join Date
    Feb 2010
    Location
    Socal
    Posts
    1,921

    Default

    Quote Originally Posted by workingchihuahua View Post
    Having the correct coverage is important. Two links for you: The first is on an article I wrote for Groomer To Groomer https://www.groomertogroomer.com/the...-of-insurance/ and the second is for a program I teach https://www.pawsitiveed.com/yes-need...e-description/.
    Great info.

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